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2020
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Turn your dream home into reality

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Why

The Portugese lifestyle has a lot to offer. Learn more about why life under the Portugese sun might be something for you…

Explore Why

Where

Finding the best place in Portugal is different for everyone. Find out more about what destination fits you best…

Explore Where

What

Our goal is to find the best property solution in the right location. Your dream home is not far away now, find it here…

Explore What

How

Now you know what you are looking for, lets go through all the steps from A to Z to make sure there are no surprises…

Explore How

The process

The process of selling your property starts with having the right information. When looking for answers in probably a maze of questions, it is important to find a broker you trust in their expertise and service.

The process

The process of selling your property starts with having the right information. When looking for answers in probably a maze of questions it is important to find a broker you trust in their expertise and service.

Therefore, you should feel free to ask as much questions as you want or need in order to come to the best solution for you.

When selling your property with us, we will start with planning a moment to properly map the situation in order to provide the best service for you. Together we will prepare a plan of action. Before we can start the promotion of the property, we require some documents for administration. The required documents are set forward below:

 

  • Certidão de Teor/Permanente (Land Registry Certificate)
  • Caderneta Predial (Tax Card/Certificate)
  • Licença De Utilização or Declaration if prior to 07/08/1951 (Habitation Licence)
  • Certificado Energético – Compulsory for all properties for sale since 2013 (Energy Certificate)
  • ID’s and Fiscal Numbers of Proprietors (passport or ID card and Portuguese Tax number)
  • Certidão comercial / Company certificate
  • Ficha Técnica for all properties built after 2004
  • Official plans of the property

 

It is quite often that clients selling a property (vendors) do not always have this information to hand – or if they do it is not up to date. Don’t worry – we can help you obtain this paperwork if necessary.

When we visit the property, we will complete a detailed analysis which will enable us to provide an accurate description of the property on our database. We will also undertake a photo session to best capture the property and we may also take video/drone footage.

You will meet a dedicated member of our staff – a property listing consultant – who will now be your contact point within the company. This member of staff will give advice to help sell your property, provide a realistic valuation, liaise with you for updates, help organise viewing times and complete the necessary paperwork.

The process

The process of selling your property starts with having the right information. When looking for answers in probably a maze of questions it is important to find a broker you trust in their expertise and service.

Therefore, you should feel free to ask as much questions as you want or need in order to come to the best solution for you.

When selling your property with us, we will start with planning a moment to properly map the situation in order to provide the best service for you. Together we will prepare a plan of action. Before we can start the promotion of the property, we require some documents for administration. The required documents are set forward below:

 

  • Certidão de Teor/Permanente (Land Registry Certificate)
  • Caderneta Predial (Tax Card/Certificate)
  • Licença De Utilização or Declaration if prior to 07/08/1951 (Habitation Licence)
  • Certificado Energético – Compulsory for all properties for sale since 2013 (Energy Certificate)
  • ID’s and Fiscal Numbers of Proprietors (passport or ID card and Portuguese Tax number)
  • Certidão comercial / Company certificate
  • Ficha Técnica for all properties built after 2004
  • Official plans of the property

 

It is quite often that clients selling a property (vendors) do not always have this information to hand – or if they do it is not up to date. Don’t worry – we can help you obtain this paperwork if necessary.

When we visit the property, we will complete a detailed analysis which will enable us to provide an accurate description of the property on our database. We will also undertake a photo session to best capture the property and we may also take video/drone footage.

You will meet a dedicated member of our staff – a property listing consultant – who will now be your contact point within the company. This member of staff will give advice to help sell your property, provide a realistic valuation, liaise with you for updates, help organise viewing times and complete the necessary paperwork.

Agreeing a Sale

It is the role of this company to find a client who wishes to purchase your property. If we are successful at this then we will contact you and discuss the price the client wishes to pay, the timelines expected…

Agreeing a Sale

It is the role of this company to find a client who wishes to purchase your property. If we are successful at this then we will contact you and discuss the price the client wishes to pay, the timelines expected, the source of the finance and any other conditions that may form part of the transaction. Following these discussions, we would hope all parties are willing to continue. If this is the case it is usual that the purchaser will instruct a solicitor/lawyer who will then liaise with the vendor or the vendor’s solicitor/lawyer to obtain more information, and work towards the deadlines agreed.

In respect of the buying/selling process it is usually broken down into three separate transactions.

This is undertaken immediately upon agreeing terms to the sale. An amount is lodged by the purchaser into his/her/their lawyer’s account as a sign of commitment to proceed. This is usually done in Portugal at the lawyer’s premises. At the same time, we ask the vendor to agree to remove the property from the market as a gesture of goodwill. The reservation is not legally binding but it does give both parties some ‘piece of mind’ while they prepare for the Promissory Contract. The Purchaser’s lawyer is now able to conclude the necessary due diligence to ensure the clients can proceed and will request sufficient funds from the purchaser to complete the next step.

This is legally binding and will involve a considerable sum (maybe up to 30%) being passed to the vendors (via the lawyers). This document will specify the price agreed, the timescales and any other conditions. The Promissory Contract is an important step in the process as it allows both parties to plan ahead with confidence. The vendor may wish to now empty the property of personal belongings while the purchaser can commit to new furnishings, dates, etc. It is not a 100% guarantee that everything will proceed but financial penalties will be suffered if either party is unable to do so for whatever reason. Usually a ‘power of attorney’ is given to the lawyers to complete this stage.

This is often a very formal meeting usually held at a Notary’s office. The Notary will overview all the paperwork to ensure everything is correct and the transaction can proceed. It is normal for all parties to be present but you can also nominate a representative with a power of attorney. The purchasers, the vendors, lawyers of both parties, bank officials (if a mortgage is being used) and even translators (for any clients who need it) will attend. It can seem bureaucratic but it’s a system that works. The purchasers will pay (again via the lawyer) the balance outstanding and be provided with the keys of the property. The Notary will then update Land Registry records to confirm the new owners of the property.
At each stage the company will keep you up to date with developments.

Agreeing a Sale

It is the role of this company to find a client who wishes to purchase your property. If we are successful at this then we will contact you and discuss the price the client wishes to pay, the timelines expected, the source of the finance and any other conditions that may form part of the transaction. Following these discussions, we would hope all parties are willing to continue. If this is the case it is usual that the purchaser will instruct a solicitor/lawyer who will then liaise with the vendor or the vendor’s solicitor/lawyer to obtain more information, and work towards the deadlines agreed.

In respect of the buying/selling process it is usually broken down into three separate transactions.

This is undertaken immediately upon agreeing terms to the sale. An amount is lodged by the purchaser into his/her/their lawyer’s account as a sign of commitment to proceed. This is usually done in Portugal at the lawyer’s premises. At the same time, we ask the vendor to agree to remove the property from the market as a gesture of goodwill. The reservation is not legally binding but it does give both parties some ‘piece of mind’ while they prepare for the Promissory Contract. The Purchaser’s lawyer is now able to conclude the necessary due diligence to ensure the clients can proceed and will request sufficient funds from the purchaser to complete the next step.

This is legally binding and will involve a considerable sum (maybe up to 30%) being passed to the vendors (via the lawyers). This document will specify the price agreed, the timescales and any other conditions. The Promissory Contract is an important step in the process as it allows both parties to plan ahead with confidence. The vendor may wish to now empty the property of personal belongings while the purchaser can commit to new furnishings, dates, etc. It is not a 100% guarantee that everything will proceed but financial penalties will be suffered if either party is unable to do so for whatever reason. Usually a ‘power of attorney’ is given to the lawyers to complete this stage.

This is often a very formal meeting usually held at a Notary’s office. The Notary will overview all the paperwork to ensure everything is correct and the transaction can proceed. It is normal for all parties to be present but you can also nominate a representative with a power of attorney. The purchasers, the vendors, lawyers of both parties, bank officials (if a mortgage is being used) and even translators (for any clients who need it) will attend. It can seem bureaucratic but it’s a system that works. The purchasers will pay (again via the lawyer) the balance outstanding and be provided with the keys of the property. The Notary will then update Land Registry records to confirm the new owners of the property.
At each stage the company will keep you up to date with developments.

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Clover Homes is there for you!

Cannot find your dream property?
Our service is not bound by our own portfolio.
Finding your dream property should not be bound by anyones portfolio.
Let us know what you are looking for, and we will go out and find that across all portfolios, market places, portals and partners.

Finding the best place in Portugal is different for everyone. Let us help with finding the best for you…

This is us

MORE ABOUT US

Laurens Beldman

Founder

Hi. I am Laurens, co-founder of Clover Homes. I come from The Netherlands where I achieved a degree in both Business Administration and Law. With a fresh look on the Portuguese real estate market, I believe that Clover Homes can really make a difference for our clients. If you have a question of any kind, please do not hesitate to contact me.

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About us

Our main objective is to make sure that you can fully enjoy the process of buying a house without any doubts or worries.

Get to know them

“Feel free to bother us with any question you can think of, and we will answer with a smile”

Kay Verhees

Founder

Hi I’m Kay, I hope that you reading this, means that you already found all the answers you were looking for on our website. With a lot of energy and enthusiasm we have founded Clover-Homes and it’s our purpose to make the process of buying a house in Portugal easier, better and hopefully more fun. We like coffee so don’t hesitate to swing by or book a meeting even if it’s just for a chat. Looking forward to meeting you soon!

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LinkedIn
Mail
WhatsApp

Schedule a call to have a chat with us and find out more.

We often find that, in order to fully answer all your questions and help guide you through the process, a 30-minute phone/video call or meeting will give the most clarity about your inquiries. Feel free to schedule a 30-minute call here. Even if you only have a couple of questions, we are more than happy to help you out. We are there to make sure that there are no snakes in the grass when buying a house in Portugal.

Let’s have a chat!

EMAIL US

info@clover-homes.eu

CALL US

+351 962848111

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